Loan by Mail? Payroll loan contract via internet, how does it work? Many know it as payroll deductible loans, others like payroll loans, whatever, the operation works the same way for both ways of being called, period. In Brazil at least 92% of citizens have heard of this type of credit, and 50% have already done so or have asked someone to request it.
The form of credit on consignment is one of the financial operations for obtaining money that offer the most competitive rates of the market, less than 2.34%. This solution has some ideal qualities for those who want to raise money at low interest rates. Virtually all retail banks in Brazil operate in this segment, and thousands of correspondents grant the intermediation of payroll in the most varied forms, recorded by telephone, consigned by email, consigned by the internet, consigned by mail and until delivery of consigned loan, Motoboy goes to the house of the contractor, in the capitals this is normal.
Loan via telephone, email and contract by mail
The process of requesting and releasing a loan made by telephone and / or negotiation via email, is very uncomplicated, we will demonstrate step-by-step in a simple way with you can request a payroll, in a practical, easy, fast and 100 % secure on the internet. Internet users who are looking for financing companies are wise, at first they must take great care and give their credibility and credibility beforehand, do not close the contract without first investigating complaints or online complaints.
When accessing the website of the company that provides financial services (correspondents) look for the type of credit that is in accordance with your profile. On the web there are several companies that intermediated credit institutions among others.
Payroll companies on the Internet
Many companies offer suitable payroll loans with excellent rates, just choose the plan of your convenience, access the registration page: complete with all data, and click submit.
Loan by mail
Initially, an automatic response arrives at the email informed by the requestor, later another email with an initial proposal or in most cases, an attempt to contact the telephone number indicated in the register to inform all conditions, advantages, fees and try a finalization of the negotiation. At that time you should know the bank of the concession, the type of loan you can make, the interest rate, if age is allowed, the number of parcels that is best, the amount of the parcels, the form of discounts and how when the money will be released, plus of course, how the contract will be sent, signed and returned. Everything is OK! The company will make sure that all data is correct and will send by electronic means, via registered letter or sedex 10, whichever is more convenient.
Signed loan agreement submission
Received the contract of the combined form, send back to the service provider, the contract will be sent to the bank, and once already provided the reserve of the assignable margin with the employer body or being approved in the credit policy of the banks and creditors, everything will happen quickly and as simple as possible, without guarantors, without consultation with credit protection agencies, without the charge of an advance fee, etc.
The money is made available through current account or savings account, through DOC or TED, within a maximum of 5 days after loan approval. Payroll-deductible loans are limited to a minimum of R $ 300,00 (Three hundred Reais) and to the maximum allowed in the financial institution, this amount varies and depends on the credit granting policy, payment terms are variable and depends on the modality of the loan, this amount can reach values higher than R $ 70,000 reais, also influencing in this amount the assignable margin and paying agency.
It is worth remembering that each company has its different operating procedures, each of which formalizes the credit operation in a different way, not having to understand that they follow the format described in this article, the description is only to get a sense of how it works. When contacting a financing company, get all your questions answered.
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